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The awaited regulatory “Sandbox” lands in Spain as the digital transformation of the financial system

Spain - January 27 2021 Law 7/2020 of 13 November has been published in the Official State Gazette ("BOE"). This is responsible for introducing the "Sandbox", or controlled…

Juan López-Dóriga.

Supreme Court’s criteria on the subjection to the AJD (Actos Jurídicos Documentados) (stamp duty) of the release of co-debtors from a mortgage loan

Spain - September 29 2020 The AJD is applicable to the public deeds and notarial acts of mortgage-backed loans whose object is an amount or a thing that can be assessed, which…

Daniel Rioperez.

Doctrine of taxable events and tax benefits of the Stamp Duty (AJD (Actos Jurídicos Documentados)) in deeds of amendment of loans and credits secured by means of mortgage.

Spain - April 22 2020 The Supreme Court resolves in its Judgment of 26 February 2020 (STS 663/2020) on the submission to the AJD of deeds modifying mortgage loans or…

Juan Luis Juez.

Some considerations on the Law regulating Real Estate Credit Contracts

Spain - February 25 2020 The most notable novelties introduced by Law 5/2019 of 15 March are the restriction of the power of lenders to declare the early maturity of credits…

Jesus Serna.

Adoption of the proposal for a European Directive on preventive restructuring and second chance

European Union - May 30 2019 The European Parliament's proposal of 28 March 2019 for a Directive of the European Parliament on preventive restructuring frameworks, second chance…

Juan Luis Juez.