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Goodbye ‘Postal Acceptance’ Rule, Hello ‘Out-of-Office Message’ Rule?

United Kingdom - September 5 2017 Should an automated email message affect when a person becomes legally bound by an agreement concluded by electronic means? That is just one of a…

Peter Alderdice

The PSC Register and Scottish Shares Pledges

United Kingdom - September 1 2016 Since 6 April 2016, UK incorporated companies and LLPs have been required to maintain a 'Person of Significant Control' Register (PSC Register). The…

OneSavings Bank PLC v Burns: Enforcement concerns for lenders in the Scottish marketplace

United Kingdom - April 25 2017 A recent decision of Banff Sheriff Court in Scotland has unexpectedly cast doubt on the validity of the form of legal title transfer used widely in…

Peter Alderdice, Fiona Buchanan, Neil Campbell, Neil Cowan, Roderick MacLeod

OneSavings Bank PLC V Burns: FAQs

United Kingdom - April 25 2017 The standard security (i.e. Scottish mortgage) in the Burns case had originally been granted by the borrower in favour of GMAC. GMAC had previously…

Peter Alderdice, Fiona Buchanan, Rodger Cairns, Neil Campbell, Neil Cowan, Roderick MacLeod

Key differences between taking security in Scotland and England

United Kingdom - October 12 2022 A lender looking to provide finance to a borrower will always want to ensure that it has an adequate security package to allow them (in the event…