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Why Suing Every Insurance Company in Sight Does Not Always Work

USA - December 27 2017 There is a common misconception that suing everyone in sight is a good idea. Yes, if you don't know exactly what related companies (or individuals)...


The Bell Tolled New York Court of Appeals Rules No Presumption on Facultative Liability Cap

USA - December 15 2017 An interesting trend has emerged from the New York Court of Appeals. In several recent cases, parties have asked the court to declare that a bright...


Flood Reinsurance Triggered So What Happens Next?

USA - December 11 2017 In an effort to stabilize the National Flood Insurance Program (“NFIP”), Congress passed several bills that allowed the NFIP to access the private...


Failure to Comply With Protective Safeguards Endorsement Results in Loss of Coverage

USA - November 15 2017 A Protective Safeguards Endorsement (“PSE”), as defined by my friends at IRMI, is “a property insurance endorsement that makes it a condition of...


The Peril of Settling Without Insurer Consent

USA - November 10 2017 In an earlier blog post we discussed a Georgia case where settlement occurred without consent from the insured. In that case, the court held that...