Richard B. Horn

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Consumer finance update: CFPB issues update to the TILA-RESPA Integrated Mortgage Disclosure Rule

USA - January 21 2015 On January 20, 2015, the US Consumer Financial Protection Bureau ("CFPB") issued a final rule ("Final Rule") to amend the TILA-RESPA Integrated…

John Holahan, Matthew S. Yoon.

Summary of the CFPB's fourth webinar on the TILA-RESPA Integrated Disclosures - the Closing Disclosure

USA - December 3 2014 On November 18, 2014, the US Consumer Financial Protection Bureau ("CFPB") conducted the fourth in a series of webinars on the TILA-RESPA Integrated…

John Holahan, Matthew S. Yoon.

Proposed rulemaking under the Homeowner Flood Insurance Affordability Act of 2014

USA - October 30 2014 On October 24, 2014, the Board of Governors of the Federal Reserve System, Farm Credit Administration, Federal Deposit Insurance Corporation…

John Holahan, Matthew S. Yoon.

Consumer finance update: CFPB issues final rule for QM points and fees cure

USA - October 27 2014 The US Consumer Financial Protection Bureau ("CFPB") continues to amend its Title XIV mortgage rules, almost two years after they were issued. On…

John Holahan, Matthew S. Yoon.

Consumer finance update: new Ginnie Mae minimum net worth, liquidity and demonstrated participation requirements for issuers approved for certain Ginnie Mae programs

USA - October 23 2014 Ginnie Mae has announced several new requirements in response to the continued transformation of the housing market and the growing number of…

John Holahan, Matthew Yoon.