Nicholas Ralph
Dentons
Articles
Second Charge Lending - The new regulatory regime after March 2016
United Kingdom - March 3 2017 Second charge lending, previously only regulated under the Consumer Credit Act 1974, has now been moved into the FCA's remit and made subject to the...
Buy-to-let mortgages - The new regulatory regime
United Kingdom - March 1 2017 Buy-to-let mortgages have until recently escaped "conduct of business" regulation in the UK. Since March 2016 the FCA's regulatory perimeter has...
How PSD2 will affect banks and their payment services terms
United Kingdom, European Union - December 6 2016 On 12 January 2016, the EU Directive on Payment Services in the Internal Market (EU 20152366) (known as PSD2) came into force, replacing the...
Select committee asks for whistleblower assurance
United Kingdom - May 20 2016 The Treasury Select Committee has published an exchange of letters with FCA in which it noted that FCA had compromised the position of whistleblowers...
The CityUK reports on resilience against cyber crime
United Kingdom - May 20 2016 The CityUK has published a report on making the UK financial and professional services sector more resilient to cyber attack. It makes practical...
