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Consumer finance update: CFPB proposes to delay trid effective date to October 1, 2015

USA - June 18 2015 Yesterday, June 17, 2015, the US Consumer Financial Protection Bureau ("CFPB") unexpectedly announced that it is publishing a proposal for public…

Matthew S. Yoon.

Consumer finance update: Fannie and freddie issue updates to seller/servicer eligibility requirements, and to servicing standards and operating procedures

USA - June 5 2015 On May 20, 2015, both Fannie Mae and Freddie Mac issued updates (Fannie Mae Servicing Guide Announcement SVC-2015-08 and Freddie Mac Bulletin 2015-8…

Matthew S. Yoon.

Consumer finance update: CFPB announces trid "good faith" implementation delay – is this helpful to the market?

USA - June 3 2015 Today, the US federal Bureau of Consumer Financial Protection, ("CFPB") announced, through a letter from CFPB Director Richard Cordray in response to…

Matthew S. Yoon.

Consumer finance update: CFPB issues update to the TILA-RESPA Integrated Mortgage Disclosure Rule

USA - January 21 2015 On January 20, 2015, the US Consumer Financial Protection Bureau ("CFPB") issued a final rule ("Final Rule") to amend the TILA-RESPA Integrated…

Richard B. Horn, Matthew S. Yoon.

Summary of the CFPB's fourth webinar on the TILA-RESPA Integrated Disclosures - the Closing Disclosure

USA - December 3 2014 On November 18, 2014, the US Consumer Financial Protection Bureau ("CFPB") conducted the fourth in a series of webinars on the TILA-RESPA Integrated…

Richard B. Horn, Matthew S. Yoon.