Dr. Jan Scharfenberg



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Green Insurance: Pre-contractual ESG-Disclosure

European Union - July 5 2021 The issue of sustainability continues to influence the financial services industry. On February 2, 2021, the European Supervisory Authorities (ESAs)…

Dr. Kai Goretzky, Dr. Holger Schelling

The German Federal Supreme Court declares modification clause in German banking T&Cs unenforceable

European Union - June 17 2021 On April 27, 2021, the German Federal Supreme Court (Bundesgerichtshof - BGH) ruled that the modification clause (which provides that the bank may…

Dr. Kai Goretzky, Dr. Holger Schelling, Dr. Markus Schrader

A fork in the InsurTech road? BaFin’s measures disappoint, whilst EIOPA’s proposals offer hope

European Union - May 10 2021 The German Federal Financial Supervisory Authority (BaFin) recently published its stringent new requirements for InsuranceTechs seeking…

Dr. Kai Goretzky, Michael Huertas

The German Federal Supreme Court allows surcharges for certain payment transactions involving “Sofortüberweisung” and PayPal

European Union - May 3 2021 On March 25, 2021, The German Federal Supreme Court (Bundesgerichtshof, BGH) ruled on appeal that certain transaction surcharges for the use of…

Michael Huertas, Dr. Holger Schelling

Germany: High fines for violations of data protection laws announced!

Germany - October 25 2019 Data protection deficits are becoming extremely expensive, especially for subsidiaries of global corporations in Germany. However, any company in…

Valeria Hoffmann, Dr. Constantin Rehaag, M.A., Dr. Christian Schefold, Christoph Zieger