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Mulvaney’s BCFP One Year Later: Change and Continuity

USA - December 4 2018 Just one year ago, as you were contemplating what to do with your leftover Thanksgiving turkey, a storm was brewing at the agency...

Ori Lev, Anjali Garg, Stephanie C. Robinson, Christa L. Bieker.

The Uncertain Future of Fair Lending Enforcement at Mick Mulvaney’s CFPB

USA - February 2 2018 Since the Consumer Financial Protection Bureau’s inception in 2011, the Office of Fair Lending and Equal Opportunity (Office of Fair Lending) has been...

Melanie Brody, Ori Lev.

FHFA Finalizes Language Preference Question on Revised URLA

USA - October 27 2017 On October 20, 2017, the Federal Housing Finance Agency (FHFA) announced its controversial decision to add a preferred language question to the...

Laurence E. Platt.

CFPB: Profit Motive of Loan Purchaser Is Element of Novel “Abusive” Claim

USA - September 20 2017 A desire to make a profit by purchasing high-risk student loans is abusive according to a recent filing by the Consumer Financial Protection Bureau...

Kristie D. Kully, Laurence E. Platt, James K. Williams.

Qué Idioma Prefiere? FHFA Considers Requiring Lenders to Ascertain Language Preferences to Identify Limited English Proficiency Borrowers

USA - July 18 2017 When, if at all, should a mortgage lender or servicer be required to conduct business in a foreign language simply because the consumer has expressed...

Laurence E. Platt.