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Threat to FDCPA “Safe Harbor”? A Recent Seventh Circuit Decision

USA - February 26 2018 For close to 18 years, debt collectors and loan servicers subject to the Fair Debt Collection Practices Act ("FDCPA") relied on the U.S. Court of...

Jonathan D. Jaffe, Francis L. Doorley, Debra Bogo-Ernst.


The Uncertain Future of Fair Lending Enforcement at Mick Mulvaney’s CFPB

USA - February 2 2018 Since the Consumer Financial Protection Bureau’s inception in 2011, the Office of Fair Lending and Equal Opportunity (Office of Fair Lending) has been...

Ori Lev, Tori K. Shinohara.


Using the Congressional Review Act to Invalidate or Repeal Informal Agency Guidance

USA - January 8 2018 Last month, the US Government Accountability Office ("GAO") released a letter stating that a Consumer Financial Protection Bureau bulletin discussing...

Laurence E. Platt, Christa L. Bieker.


Using the Congressional Review Act to Invalidate or Repeal Informal Agency Guidance

USA - January 8 2018 In December 2017, the US Government Accountability Office ("GAO") released a letter stating that a Consumer Financial Protection Bureau ("CFPB" or...

Laurence E. Platt, Christa L. Bieker.


CFPB Issues Two HMDA-Related Items

USA - September 22 2017 Yesterday, the CFPB issued two HMDA-related items - a final rule amending federal Regulation B’s information collection provisions and a proposed...