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Climate Change Impacts to the US Mortgage Industry

USA - November 2 2021 Climate change could have serious impacts on the mortgage industry, and stakeholders should take action now. That is the recent urgent message from…

Kris D. Kully, Kerri Elizabeth Webb

Enhanced US Financial Requirements for Non-Bank Mortgage Servicers: What Doesn’t Kill You Makes You Stronger?

USA - August 24 2021 US mortgage loan rates go up; re-financings go down, along with the amount of excess custodial funds from full prepayments to fund principal and…

Agencies Still Pondering QRM

USA - August 5 2021 The set of federal agencies tasked with determining which residential mortgage loans may be exempt from credit risk retention in securitizations are…

Kris D. Kully

When Is Enough Enough? Ginnie Mae Joins Fray, Proposing New Financial Strength Requirements for Participants

USA - July 21 2021 Taking a page from US banking regulators, Ginnie Mae is contemplating imposing a risk-based capital requirement on non-bank issuers, according to a…

Krista Cooley, Andrew Olmem

Update on FHFA’s Request for Input on Climate Change and Natural Disaster Risks

USA - June 4 2021 Earlier this year, the US Federal Housing Finance Agency (“FHFA”) issued a Request for Input (“RFI”) on the risks of climate change and natural…

Kris D. Kully, Kerri Elizabeth Webb