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Forestalling Foreclosures

USA - June 3 2021 As COVID-19 infections continue to decline in the United States, Americans slowly are coming out of isolation and returning to a sense of normalcy—a…

FHFA Issues Request for Input on Effects of Climate Change and Natural Disasters

USA - January 29 2021 On January 19, 2021, the US Federal Housing Finance Agency (“FHFA”) became the latest federal government agency to recognize the potential impacts of…

Kerri Elizabeth Webb

Will the CFPB Freeze the GSE QM Patch?

USA - January 27 2021 Since the Inauguration on January 20th, the Biden Administration has busily issued orders to reverse certain policies of the prior administration. In…

Kris D. Kully, Andrew Olmem

State Prudential Standards for Mortgage Servicers: “Ahead of the Curve” or “Dead Man’s Curve”?

USA - December 29 2020 I was only 9 years old when Jan and Dean in 1963 released their hit song “Dead Man’s Curve.” I thought about this song when I read the Conference of…

So You Want to Form an MSR Fund: Issues and Considerations

USA - December 21 2020 Despite COVID-19 conditions, US residential mortgage loan origination volumes have been at historic highs, driven by a refinancing boom spurred by low…

Jon D. Van Gorp, Krista Cooley, Eric J. Edwardson, Haukur Gudmundsson, Lauren Bergen Pryor, Claire Gibson Ragen