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Loan Originator Compensation - CFPB says Errors are not Unforeseen

USA - November 17 2022 The Consumer Financial Protection Bureau issued its latest set of Supervisory Highlights and reminded us that “unforeseen” means “unforeseen.” The…

Treatment of Loan Purchase Eligibility Under GSE Equitable Housing Plans

USA - August 1 2022 On June 6, 2022, the US Federal Housing Finance Agency (“FHFA”) released the first three-year Equitable Housing Finance Plans (the “Plans”) of Fannie…

Julyana C. Dawson, Laurence E. Platt, Tori K. Shinohara

US FHFA to Examine Role of Fintechs in Housing Finance

USA - July 28 2022 On July 18, 2022, the Federal Housing Finance Agency (FHFA) signaled its focus on the fintech industry with two actions that add FHFA as yet another…

Matthew Bisanz, Christopher B. Leach

CFPB to Rethink QMs Again

USA - June 21 2022 Apparently time flies when you’re Director Chopra of the Consumer Financial Protection Bureau (“CFPB”). On June 17, Director Chopra issued a blog…

US FHFA Joins Network for Greening the Financial System

USA - May 12 2022 On May 11, 2022, the US Federal Housing Finance Agency (“FHFA”) announced that it had joined the Network of Central Banks and Supervisors for…

Matthew Bisanz, J. Paul Forrester, Laurence E. Platt, Kerri Elizabeth Webb