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CFPB Releases Long-Awaited Report on Buy Now Pay Later Industry

USA - September 29 2022 On September 15, 2022, the US Consumer Financial Protection Bureau (“CFPB” or “Bureau”) issued its long-anticipated report on the Buy Now Pay Later…

Christa L. Bieker, Steven M. Kaplan, Christopher B. Leach, Ori Lev, Eric T. Mitzenmacher

Treatment of Loan Purchase Eligibility Under GSE Equitable Housing Plans

USA - August 1 2022 On June 6, 2022, the US Federal Housing Finance Agency (“FHFA”) released the first three-year Equitable Housing Finance Plans (the “Plans”) of Fannie…

Kris D. Kully, Laurence E. Platt, Tori K. Shinohara

The Lummis-Gillibrand Responsible Financial Innovation Act: What to Know

USA - June 21 2022 On June 7, 2022, US Senators Cynthia Lummis (R-WY) and Kirsten Gillibrand (D-NY) introduced S. 4356 - the Responsible Financial Innovation Act (RFIA)…

Matthew F. Kluchenek, Ellen L. Aldin, Jason S. Bazar, Matthew Bisanz, Joseph A. Castelluccio, Rohith P. George, Amit S. Neuman, Andrew Olmem, Christina M. Thomas

Consumer Financial Services UDAAP Round-Up: September 2021 - March 2022

USA - May 16 2022 Welcome to the latest edition of the UDAAP Round-Up. This newsletter is designed to provide you with a periodic resource to stay abreast of federal…

Christa L. Bieker, Grace Kim, Ori Lev, Jedd P. Mellin, Stephanie C. Robinson, Brian J. Stief, Joy Tsai, Kerri Webb

US FDIC Requests Comment on Bank Merger Oversight Framework

USA - April 7 2022 On March 25, 2022, the Federal Deposit Insurance Corporation (“FDIC”) issued a Request for Information (“RFI”) on the regulatory framework that…

Matthew Bisanz, Gail F. Levine, Andrew Olmem, Anna T. Pinedo, William H. Stallings, Jeffrey P. Taft