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This Time It’s Forever: California Poised to Reinstate One-Loan Exemption

USA - April 22 2022 The California State Legislature provided commercial lenders with welcome news this week when the California Senate passed Senate Bill 577 (“SB 577”)…

Krista Cooley, Francis L. Doorley, Steven M. Kaplan, Daniel Pearson, Jeffrey P. Taft

California Becomes the Latest State to License Debt Collectors

USA - October 14 2020 On September 25, California Governor Newsom signed Senate Bill 908, enacting the Debt Collection Licensing Act (the “DCLA”), placing California with…

Krista Cooley, Daniel Pearson

Borrower, Don’t Lend Me A Hand - Remote Notarization During the COVID-19 Pandemic

USA - April 9 2020 Life goes on, even when faced with COVID-19. People must sell and buy homes. And with mortgage rates at close to all-time lows, refinancing a home…

Colleen M. Couture

California Intends to Establish Its Own CFPB

USA - January 16 2020 California might soon have its very own Consumer Financial Protection Bureau ("CFPB") if California Governor Gavin Newsom gets his way. Governor…

Joy Tsai

California Legislature Declares that Mortgage Debt Is Regulated under the State’s Debt Collection Law

USA - October 16 2019 For many years it was unclear whether mortgage debt was covered under the California Rosenthal Fair Debt Collection Practices Act (the “Rosenthal…

Costas “Gus” Avrakotos, Daniel Pearson