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Biden Executive Order Calls for Regulatory Proposals on Digital Assets and Central Bank Digital Currency

USA - March 14 2022 On March 9, 2022, President Biden signed an executive order titled "Ensuring Responsible Development of Digital Assets" (the "Order"). The Order…

Matthew F. Kluchenek, Matthew Bisanz, Joseph A. Castelluccio, Andrew Olmem

CFPB to Start Examining Colleges' In-House Lending Practices

USA - January 20 2022 Many colleges and universities extend some form of financing directly to students. Such "in-house" private student loans are typically extended in two…

Tori K. Shinohara

Federal Student Loan Moratorium Extended Until January 31, 2022

USA - August 9 2021 On August 6, 2021, the U.S. Department of Education announced that it would extend the moratorium on federal student loan payments until January 31…

Steven M. Kaplan, Tori K. Shinohara

CFPB Suffers First Loss After Seila Law

USA - April 1 2021 One of the great ironies of the Supreme Court’s decision in Seila Law v. CFPB, in which the Supreme Court held that the Consumer Financial Protection…

Ori Lev

Consumer Financial Services UDAAP Round-Up: 2020 Year in Review

USA - January 29 2021 For those who are new to the UDAAP space, welcome. Below, we provide a high-level overview of the CFPB's and FTC's authority and basic definitions…

Julia L. Dempewolf, Anjali Garg, Kevin J. Healy, Ori Lev, Daniel Pearson, Stephanie C. Robinson, Brian J. Stief, Kerri Elizabeth Webb