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Federal Reserve releases final rule to implement the Durbin Amendment

USA - July 7 2011 On June 29, 2011, the Board of Governors of the Federal Reserve (Board) released its final rule (Final Rule) to implement Section 920 of the Electronic Fund Transfer Act (EFTA), as enacted by Section 1075 of the Dodd-Frank Wall Street Reform and Consumer Protection Act—generally referred to as the “Durbin Amendment.”.

Brian J. Hurh, Robert (Rob) Morgan

Federal Reserve Board and the Federal Trade Commission propose changes to risk-based pricing and adverse action notices

USA - March 11 2011 Section 1100F of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Pub. L. No. 111-203, 124 Stat. 1376) amended sections 615(a) and (h) of the Fair Credit Reporting Act (FCRA) (15 U.S.C. §1681m).

Robert (Rob) Morgan

Federal Reserve Board proposal to implement the Durbin Amendment

USA - December 22 2010 On Dec. 16, 2010, the Board of Governors of the Federal Reserve (“Board”) approved proposed rules (“Proposal”) to implement §920 of the Electronic Fund Transfer Act (“EFTA”), as enacted by §1075 of the Dodd-Frank Wall Street Reform and Consumer Protection Act—generally referred to as the “Durbin Amendment.”

Andrew J. Lorentz, James H. Mann, Robert (Rob) Morgan, Andrew Owens

Congress creates Bureau of Consumer Financial Protection

USA - August 6 2010 In the early hours of Friday, June 25th, House and Senate conferees agreed on the language of what some are calling the most sweeping change in financial regulation since the Great Depression.

James H. Mann, Andrew Owens

Federal Reserve releases final rule implementing CARD Act provisions on reasonable fees and reevaluation of rate increases

USA - July 1 2010 On June 15, 2010 the Board of Governors of the Federal Reserve System (the "Board") published rules related to the implementation of those provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the "Act") that take effect on August 22, 2010 (the "Rule").

Sona Balachandran, James H. Mann, Andrew Owens