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CARD Act Report: The CFPB Departs from Precedent

USA - February 15 2018 On December 27, 2017, as required by law, the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) released its third biennial report evaluating...

Christopher M.A. Chamness, Robin Nunn, Jonathan Engel.

CFPB Highlights Supervisory Findings Related to Credit Cards

USA - October 24 2017 The Consumer Financial Protection Bureau's (CFPB) most recent Supervisory Highlights report identified a number of areas of non-compliance by credit...

Robin Nunn.

Consumer Financial Data Aggregation & the Potential for Regulatory Intervention

USA, United Kingdom, European Union - June 7 2017 A confluence of regulatory activity and policy debates seems to be laying the groundwork for future regulation of consumer financial data aggregation...

Christopher M.A. Chamness, Brian J. Hurh.

FRB Governor Indicates Data Aggregators Could Impact Bank Safety & Soundness as Part of the “Fintech Stack”

USA - June 1 2017 In a recent speech at the Northwestern Kellogg Public-Private Interface Conference, Federal Reserve Board Governor Lael Brainard indicated that the...

Christopher M.A. Chamness.

CFPB Seeks Comments on the Credit Card Market for Its 2017 CARD Act Report

USA - March 27 2017 The Consumer Financial Protection Bureau recently issued a request for information (the RFI) regarding the consumer credit card market. The CARD Act...

Christopher M.A. Chamness.