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Courts Expand Eligibility for Chapter 13 Bankruptcy of Persons Seeking to Discharge Outstanding Student Loans

USA - May 10 2018 Chapter 13 of the United States Code’s eleventh title (“Bankruptcy Code” or “Code”) “permits any individual with regular income to propose and have…

Timothy "Tim" J. St. George, Amir Shachmurove

Some Clarity: Court Holds Screening Reports On Independent Contractors Not Subject to the FCRA Employment Purpose Requirements

USA - December 13 2018 A court in the United States District Court for the Southern District of Iowa recently ruled that the protections applicable when consumer reports…

Patrick Dillard, Timothy "Tim" J. St. George, Cindy D. Hanson, Alan D. Wingfield

Court Rules Explanation of Law Firm’s Role as Debt Collector Was Sufficient for FDCPA

USA - July 29 2019 Aspiring plaintiffs continue to litigate the issue of an attorney's role in sending debt collection letters. Under the Fair Debt Collection Practices…

David M. Gettings, Kathleen M. Knudsen

President Likely Has Authority To Appoint Acting Director To Replace Cordray At CFPB

USA - November 17 2017 Consumer Financial Protection Bureau (CFPB) Director Richard Cordray’s announced yesterday (as covered here) that he will be resigning from his…

Cindy D. Hanson, Stephen C. Piepgrass, Alan D. Wingfield

10 Key FCRA Decisions and Why Companies Should Care About Them

USA - August 4 2020 The case law surrounding the Fair Credit Reporting Act (FCRA) is ever-changing, and staying up to date on certain, key statutory definitions is a core…

Timothy "Tim" J. St. George, Scott Kelly