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Second Circuit Holds No FCRA Violation When Dischargeability of Debt is a Legal Question

USA - January 6 2023 Should credit reporting agencies (CRAs) be held liable under the Fair Credit Reporting Act (FCRA) for alleged reporting inaccuracies that turn on…

David N. Anthony, David M. Gettings

Ramirez Case Reaches Final Approval of Class Settlement

USA - January 2 2023 On December 15, 2022, the parties in TransUnion LLC v. Ramirez — a case that went all the way to the Supreme Court in 2021 to resolve questions of…

David N. Anthony, Noah DiPasquale, Timothy "Tim" J. St. George, Jessica Lohr

CFPB Highlights Purported “Problems With Tenant Background Checks”

USA - November 18 2022 On November 15, the Consumer Financial Protection Bureau (CFPB) issued two reports, highlighting what the CFPB perceives to be forms of errors that…

David N. Anthony, Timothy "Tim" J. St. George, David M. Gettings, Julie D. Hoffmeister, Ronald I. Raether Jr.

Ninth and Eleventh Circuit Agree: Class Members With No Injury = No Class Settlement Approval

USA - August 22 2022 Recently, the Ninth Circuit joined its sister circuit, the Eleventh, in vacating class settlements on standing grounds. In Harvey v. Morgan Stanley…

David N. Anthony, Ronald I. Raether Jr., Alan D. Wingfield

Third Circuit Adopts “Reasonable Reader” Standard for Evaluating Whether a Credit Report Is Inaccurate or Misleading

USA - August 9 2022 What standard should courts use to determine whether information contained in a consumer’s credit report is inaccurate or misleading? According to…

David N. Anthony, Timothy "Tim" J. St. George, David M. Gettings, Ronald I. Raether Jr., John C. Lynch, Ethan G. Ostroff