Allison A. Melton
Troutman Pepper
Articles
Fourth Circuit Clarifies What Constitutes a QWR Under RESPA
USA - February 25 2022 On February 22, the Fourth Circuit clarified in a published opinion what communications constitute a qualified written request (QWR) under the Real…
Kim R. Gershen, Kathleen M. Knudsen, John C. Lynch, Jason E. Manning, S. Mohsin Reza, Gillian Williston
California Creates a New State-Level Financial Protection Bureau
USA - September 5 2020 In late August, the California legislature passed Assembly Bill 1864, creating a Department of Financial Protection and Innovation and bolstering…
Fourth Circuit Rejects Another Foreclosure Defense Based on HUD’s Face-to-Face Meeting Requirement
USA - April 23 2020 In the recent case Stepp v. U.S. Bank Trust, N.A., the United States Court of Appeals for the Fourth Circuit narrowed the applicability of 24 C.F.R. §…
Virginia Supreme Court Issues a Significant Ruling Concerning the Ability of a Borrower to Sue to Set Aside a Foreclosure
USA - April 6 2020 In a published opinion that should be advantageous to foreclosing parties, the Supreme Court of Virginia found that if a borrower cannot plead that he…
CARES Act Offers Six Months of Debt Relief to Student Loan Borrowers
USA - March 31 2020 The Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), a $2 trillion stimulus bill enacted in response to the ongoing coronavirus…
