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GAO Sounds Death Knell for the CFPB’s Key Statement of its “Disparate Impact” Theories in Indirect Auto Finance

USA - December 6 2017 On Tuesday, December 5, 2017, the Government Accountability Office ("GAO") levelled a heavy blow on a major regulatory initiative of the Consumer...

Brooke K. Conkle, Michael E. Lacy.

Auto Lendingand DelinquenciesStay on Upward Trend

USA - December 1 2017 A recent report released by the Center for Microeconomic Data at the Federal Reserve Bank of New York found that American household debt continues to...

Brooke K. Conkle.

Bank to Pay $2.8 Million in Consumer Restitution to Settle Alleged Deceptive Fee Practices

USA - November 30 2017 The Board of Governors of the Federal Reserve System recently issued a Consent Order against Peoples Bank, based in Lawrence, Kansas, to settle claims...

Brooke K. Conkle, Paige S. Fitzgerald.

Health Care Debt Collector Pays $600K to Settle TCPA Class Action

USA - November 28 2017 On November 21, the United States District Court for the Northern District of Illinois granted preliminary approval of a proposed $600,000 settlement...

Chad R. Fuller, Justin M. Brandt.

Auto Finance Company Unable to Shake TCPA Class Action

USA - November 20 2017 The Third Circuit recently clarified in important ways its ascertainability standard for class actions under Rule 23 in a case that arose from the...

Brooke K. Conkle.