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CFPB is Constitutional, But Makes $100 Million Mistake In Interpreting the Law

USA - February 1 2018 The D.C. Circuit Court of Appeals issued its long awaited decision in PHH v. Consumer Financial Protection Bureau, holding by a 7-3 decision that the...

Joann Needleman, Jane C. Luxton.

The CFPB Takes No Holiday for Thanksgiving Leaving the Leadership of the Agency in Doubt

USA - November 27 2017 While the rest of the country was scattering for Thanksgiving celebrations, Richard Cordray, Director of the Consumer Financial Protection Bureau...

Joann Needleman, Jane C. Luxton.

Will CFPB Director Richard Cordray's Resignation Usher in a New Era of Financial Services Regulation?

USA - November 16 2017 On Wednesday, November 15, 2017, Richard Cordray, the confirmed Director of the Consumer Financial Protection Bureau ("CFPB" or "Bureau") as of July...

Joann Needleman, Jane C. Luxton.

No Real Surprises in CFPB's Final Rule for the Small Dollar Loan Industry

USA - October 6 2017 On October 5, 2017, the Consumer Financial Protection Bureau (CFPB or Bureau) issued its Final Rule for Payday, Vehicle Title and Certain High-Cost...

Joann Needleman, Jane C. Luxton.

OCC Rescinds Guidance on Small-Dollar Loans: What Do Banks Do Now?

USA - October 6 2017 Just one hour after the Consumer Financial Protection Bureau (CFPB or Bureau) issued its Final Rule for Payday, Vehicle Title and Certain High-Cost...

Joann Needleman, Jane C. Luxton.