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Unlike Friendships, Policy Exclusions Are Not Severable In West Virginia

USA - December 16 2016 A homeowners insurance policy often covers every member of a family, and many policies state that the insurance applies separately to each insured…

Cybersecurity Awareness Month: Visits From the Ghosts of Claims Past and Claims Future

USA - September 30 2016 Cybersecurity awareness month is nigh upon us again, and thus perspective is in order. 2016 brought us the first collection and analysis of the…

Court compels non-signatory affiliates, but not broker, to arbitrate premium payment dispute

USA - September 22 2016 National Union Fire Insurance Company of Pittsburgh brought a petition in a New York federal court, to compel nine related companies to arbitrate a…

NAIC's New Cybersecurity Model Law Draft Is Still Flawed

USA - September 2 2016 Insurers are a prime target for hackers as a result of the vast stores of valuable data they maintain. Not all information is created equal, and it…

NAIC Exposes Revised Draft Model Cybersecurity Law for Insurers for Public Comment

USA - September 2 2016 Insurers are a prime target for hackers as a result of the vast stores of valuable data they maintain. Not all information is created equal, and it…