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Fintech in Brief: Banking Agencies Request Information on the Use of Artificial Intelligence by Financial Institutions

USA - April 5 2021 On March 29, 2021, the Federal Reserve Board, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the National…

Seth P. Berman, Thomas J. Curry, Kenneth F. Ehrlich, Joshua E. French, Jeremy Halpern, Matthew D. Hanaghan, Kate Henry, Meghan E. Kelly, Michael K. Krebs, Armand J. Santaniello

Fintech in Brief: OCC Issues New Crypto-related Interpretive Letter

USA - January 6 2021 On January 4, 2021, the Office of the Comptroller of the Currency (OCC) issued the latest in a string of interpretative letters on permissible…

Seth P. Berman, Thomas J. Curry, Kenneth F. Ehrlich, Joshua E. French, Jeremy Halpern, Matthew D. Hanaghan, Kate Henry, Meghan E. Kelly, Michael K. Krebs, Armand J. Santaniello

Fintech in Brief: Financial Trade Associations Oppose Novel OCC Charter with Uninsured Deposits

USA - December 9 2020 On December 7, 2020, several bank and credit union trade associations (collectively, the “Associations”) submitted a joint letter (the “Letter”)…

Seth P. Berman, Thomas J. Curry, Kenneth F. Ehrlich, Joshua E. French, Jeremy Halpern, Matthew D. Hanaghan, Kate Henry, Meghan E. Kelly, Michael K. Krebs, Armand J. Santaniello

Fintech in Brief: OCC Finalizes True Lender Regulation

USA - October 29 2020 On October 27, 2020, the Office of the Comptroller of the Currency (the “OCC” or the “Agency”) adopted a final “true lender” rule governing loans…

Seth P. Berman, Thomas J. Curry, Kenneth F. Ehrlich, Joshua E. French, Jeremy Halpern, Matthew D. Hanaghan, Kate Henry, Meghan E. Kelly, Michael K. Krebs, Armand J. Santaniello, Blake C. Tyler

Fintech in Brief: Colorado Establishes Safe Harbor for Fintech Bank Partnership Model

USA - August 20 2020 On August 7, 2020, an Assurance of Discontinuance (the “AOD”) was entered into by and among the Colorado Administrator of the Uniform Consumer Credit…

Seth P. Berman, Thomas J. Curry, Kenneth F. Ehrlich, Joshua E. French, Jeremy Halpern, Matthew D. Hanaghan, Daniel W. Hartman, Kate Henry, Meghan E. Kelly, Michael K. Krebs, Blake C. Tyler