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Proposed Limitations On The Use Of Cognovit Notes

USA - February 8 2016 The Ohio General Assembly is currently considering a bill that would greatly restrict creditors’ ability to ask debtors to sign cognovit notes. A…

Andrew M. Bojko

NCUA’s proposed rules concerning credit union commercial loans

USA - November 13 2015 Credit unions' ability to lend to businesses may receive a boost if proposed NCUA regulations are approved. Business loans are becoming an…

Grant Stephenson

New CFPB Rule Limiting Arbitration Clauses Faces Possible Congressional Veto

USA - July 18 2017 The enforceability of arbitration clauses in financial contracts took a hit from the Consumer Financial Protection Bureau (the “CFPB”) this week, but…

NCUA Approves Rules Easing Restrictions on Credit Union Commercial Loans

USA - March 2 2016 Last year, as discussed by this blog, the NCUA proposed a new set of regulations designed to ease restrictions on business lending by credit unions…

Federal Reserve Expresses Openness to Relaxation of HVCRE Regulations on Community Banks

USA - March 11 2016 Last year, as noted by this blog, the FDIC, OCC, and Federal Reserve imposed harsher capital requirements on certain “high volatility commercial real…