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BACK TO BASICS, Continued—Direct Dispute Complaints v. e-OSCAR Referred Complaints

USA - June 2 2020 I've written in the past about Frivolous or Irrelevant Disputes and the obligations of finance companies under the Fair Credit Reporting Act's…

BACK TO BASICS, Continued—Consumer Complaints

USA - May 26 2020 In April, the CFPB received a record number of complaints about lenders—42,774 to be exact. According to CFPB Director Kraninger, the Bureau…

BACK TO BASICS, Continued—Rethinking the Value of Credit Insurance Products

USA - May 19 2020 Credit sellers and lenders are continually challenged about the value of credit insurance that may be offered to consumers as part of a sale or loan…

BACK TO BASICS, Continued—The Value of Consumer Finance

USA - May 12 2020 One of my early blogs addressed the value of consumer finance in the day-to-day lives of Americans. I wrote about the unique place that finance…

BACK TO BASICS, Continued—Whatever Happened to the Small Dollar Loan Rule and the Leveraged Payment Mechanism?

USA - May 5 2020 Remember 2017? Seems a long time ago. In the waning days of 2017, the Consumer Financial Protection Bureau (CFPB) issued its final rule on Small…