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What is the Difference Between Direct Lending and Indirect Lending?

USA - April 9 2019 Some of our readers have asked for an explanation of the differences between the terms “direct lending” and “indirect lending,” and where does an…

BACK TO BASICS, Continued—What does “perfection” and “priority” of a security interest mean?

Australia, USA - March 6 2019 We talk a lot about the importance of taking collateral to secure the repayment of loans. Securing repayment by taking collateral is as old as lending…

CFPB’s unprecedented authority is unfair, deceptive and abusive

USA - August 27 2015 We have been writing and speaking about the significance of Section 1036 of The Dodd-Frank Wall Street Reform and Consumer Protection Act since it…

BACK TO BASICS, Continued—Frivolous or Irrelevant Disputes; The Furnisher Rule Under the Fair Credit Reporting Act (FCRA)

USA - October 29 2019 One of my earliest blogs in this series addressed the furnishing of information to Credit Reporting Agencies (CRAs) by creditors. See here. I talked…

BACK TO BASICS, Continued—So That’s Why the Communications From Our Lawyers Are Captioned With Certain Language!

USA - January 7 2020 Clients often ask their lawyers to review their contracts and other documents not only for help with the substance of the documents but often for…