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BACK TO BASICS, ContinuedWell, Here’s Some Information About Credit Scores and Consumer Debt!

USA - February 18 2020 I have written often about the Fair Credit Reporting Act, but never discussed FICO scores in detail. Those knowledgeable in consumer finance recognize...

BACK TO BASICS, ContinuedTo Settle or NotThat is the Question

USA - February 11 2020 Consider the instance when a small mistake is made in a consumer transactionoften a clerical errorwhen a law or regulation may have been...

BACK TO BASICS, ContinuedMaster Dealer Agreements for the Purchase and Sale of Installment Sales Contracts

USA - February 4 2020 Many consumer finance companies have "indirect lending" programs. I wrote about indirect lendingactually the purchase and sale of installment...

BACK TO BASICS, ContinuedLooking for Collateral in All the Right Places

USA - January 28 2020 Last week I wrote about Household Goods and Personal Effects under the FTC Credit Practices Rule, and when items may be taken as collateral for a...

BACK TO BASICS, ContinuedSo, Just What Are Household Goods That May Be Taken for Collateral Under the FTC Credit Practices Rule?

USA - January 21 2020 I have written a couple of times about the FTC Rule on Credit Practices. Here, I generally spoke about the Rule; and here, I covered the element of...