R. Andrew Arculin
Venable LLP
Articles
The CFPB at 10: The Past is Prologue
USA - July 21 2021 Ten years ago today, the Consumer Financial Protection Bureau began its operations, consolidating many consumer financial protection responsibilities…
Allyson B. Baker, Meredith L. Boylan, Allen H. Denson, Leonard L. Gordon, Jonathan L. Pompan.
CFPB Fair Lending Activities and Report to Congress
USA - May 25 2021 As the CFPB continues to ramp up its fair lending investigations and enforcement highlighted by Acting Director David Uejio, a recent GAO report has…
Allyson B. Baker, Erin Zacuto Cass, Peter S. Frechette, Jonathan K. Hettleman.
The Impact of AMG Capital Management on Consumer Financial Services Enforcement
USA - April 30 2021 In a unanimous opinion on April 22, 2021, the United States Supreme Court held in AMG Capital Management, LLC v. Federal Trade Commission that…
Allyson B. Baker, Meredith L. Boylan, Erin Zacuto Cass, Allen H. Denson, Peter S. Frechette, Leonard L. Gordon, Jonathan K. Hettleman, Jonathan L. Pompan.
Illinois Joins States Capping Consumer Loan Interest Rates at 36%
USA - April 22 2021 Through the recent Predatory Loan Prevention Act (PLPA), which imposes a 36% APR cap on interest rates for consumer loans under $40,000, Illinois…
Past Is Prologue? The CFPB Reiterates Its Commitment to Consumers' Ability to Repay Small Dollar Loans
USA - March 25 2021 The CFPB has signaled that it is back to business as usual when it comes to certain high-cost consumer loans and "sustained use." As you may recall…
