Getting The Deal Through


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EBA - legal certainty under PSD3 through merging and demerging of services

European Union, Malta - March 6 2023 The Payment Services Directive (2015/2366 or “PSD2”) which came into effect in January 2018, arguably did not stand the test of time - loose drafting…

Roberta Carabott

The regime for crypto-asset service providers under the Markets in Crypto-Assets Regulation

European Union, Malta - February 13 2023 The Markets in Crypto-Assets Regulation (MiCA or the Regulation) will introduce the first European framework for crypto-assets. The regime covers…

Mark Caruana Scicluna

The classification of cryptoassets under the new Markets in Crypto-Assets Regulation

European Union, Malta - January 26 2023 Following endorsement by the European Council in October 2022, the Markets in Crypto-Assets Regulation (“MiCA”) is now on track to create a…

Mark Caruana Scicluna

Banking & Fintech Newsletter - Issue No. 37

European Union, Malta - January 19 2023 The EBA has concluded a peer review within which it has examined the implementation of the EBA Guidelines on PSD2. Of note is the fact that the…

Leonard Bonello, Erika Gabarretta

UK Ipagoo appeal judgment examines the safeguarding obligations for EMIs

Malta, United Kingdom - December 28 2022 On the 9 of March earlier this year, the Court of Appeal (Civil Division) in the UK dismissed an appeal and confirmed that when an electronic money…