Jonathan R. Kolodziej
Bradley Arant Boult Cummings LLP
Articles
First Party Creditors Should Carefully Consider the Upcoming Debt Collection Rules
USA - November 6 2018 On October 17, 2018, the Bureau of Consumer Financial Protection (BCFP), formerly known as the CFPB, announced that it plans to issue a Notice of…
CFPB Issues Pay-by-Phone Guidance with Far-Reaching Implications
USA - August 1 2017 On July 31, the Consumer Financial Protection Bureau (CFPB) issued a public bulletin intended to provide guidance to covered persons and service…
Does the New Debt Collection Rule Apply to First-Party Creditors?
USA - June 13 2019 Fair Debt Collection Practices Act (FDCPA) might cause concern for first-party creditors. By way of background, the statutory scope of the FDCPA does…
Do Servicers Have to Monitor Whether a Successor in Interest is in Bankruptcy? CFPB’s FAQ Suggests the Answer is “Yes”
USA - April 2 2018 As the effective date for the CFPB’s successor in interest and bankruptcy billing statement requirements quickly approaches, one question we’ve heard…
New Federal Appellate FDCPA Decision Threatens to Upend Debt Collection and Loan Servicing
USA - April 22 2021 On April 21, 2021, the U.S. Court of Appeals for the Eleventh Circuit issued a decision that threatens significant consequences for a variety of loan…
