Articles

Results 1 to 5 of 73


CFSAA v. CFPB: Unpacking the Fifth Circuit Decision That CFPB’s Funding Structure Violates the Constitution

USA - October 27 2022 Last Wednesday, the United States Court of Appeals for the Fifth Circuit held that the CFPB’s automatic funding structure violates the Constitution…

R. Aaron Chastain, Christopher K. Friedman

Fifth Circuit Court of Appeals Invalidates Small-Dollar Rule, Throws the Future of the CFPB Into Question

USA - October 20 2022 On October 19, 2022, the Fifth Circuit Court of Appeals issued its opinion in Community Financial Services Association of America, et al. V. CFPB…

Jason R. Bushby, R. Aaron Chastain, Christopher K. Friedman, Christy W. Hancock

CFPB Releases RFI on Mortgage Servicing Rules Signaling Potential for Future Regulatory Reform

USA - September 22 2022 On Thursday, September 22, 2022, the Consumer Financial Protection Bureau (CFPB) issued a new Request for Information (RFI) regarding mortgage…

Fannie Mae and Freddie Mac Direct Collection of Borrower Information to Further Fair Lending and Fair Servicing Aims

USA - August 16 2022 Two recent announcements by the Federal Housing Finance Agency (FHFA) will push the mortgage servicing industry to increase its collection and…

Christopher K. Friedman, Christy W. Hancock

CFPB Issues Advisory Opinion Clarifying Its Views on When Debt Collectors Can Charge Consumers “Convenience Fees”

USA - June 30 2022 The Consumer Financial Protection Bureau (CFPB) issued an Advisory Opinion on June 29, 2022, clarifying its view as to the legality under the Fair…

Christian W. Hancock, David Long Jr., Andrew J. Narod