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CFSAA v. CFPB: Unpacking the Fifth Circuit Decision That CFPB’s Funding Structure Violates the Constitution

USA - October 27 2022 Last Wednesday, the United States Court of Appeals for the Fifth Circuit held that the CFPB’s automatic funding structure violates the Constitution…

R. Aaron Chastain, Jonathan R. Kolodziej

FTC Settlement with Auto Dealer Group Demonstrates Treatment of Discriminatory Conduct as “Unfair”

USA - October 24 2022 The FTC issued a release on October 18, 2022, to announce that it has initiated an enforcement action in Maryland against a Washington, D.C.-area…

David Long Jr., Andrew J. Narod

Fifth Circuit Court of Appeals Invalidates Small-Dollar Rule, Throws the Future of the CFPB Into Question

USA - October 20 2022 On October 19, 2022, the Fifth Circuit Court of Appeals issued its opinion in Community Financial Services Association of America, et al. V. CFPB…

Jason R. Bushby, R. Aaron Chastain, Christy W. Hancock, Jonathan R. Kolodziej

Fannie Mae and Freddie Mac Direct Collection of Borrower Information to Further Fair Lending and Fair Servicing Aims

USA - August 16 2022 Two recent announcements by the Federal Housing Finance Agency (FHFA) will push the mortgage servicing industry to increase its collection and…

Christy W. Hancock, Jonathan R. Kolodziej

CFPB, DOJ File Complaint Against Non-Bank Mortgage Lender for Deliberate Discrimination Against Minority Families

USA - August 3 2022 On July 27, 2022, the Consumer Financial Protection Bureau (CFPB) and the United States Department of Justice (DOJ) filed a complaint in the United…

Christy W. Hancock, David Long Jr., Andrew J. Narod, Britney M. Williams