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The Rapidly Changing Fair Housing Landscape: HUD Rescinds Obama-Era AFFH Fair Housing Rule

USA - July 30 2020 The Trump administration recently announced that it has rescinded Affirmatively Furthering Fair Housing (AFFH), an Obama-era regulation intended to...

Alex McFall, Benjamin William Perry.

OCC Proposes Clarification to True Lender Doctrine

USA - July 22 2020 Earlier this week, the OCC released a proposed rule designed to address the “true lender” doctrine, a legal test utilized by courts and regulators to...

Preston H. Neel, Michael M. Aphibal, Gabriella E. Alonso.

OCC, FDIC Issue Long-Awaited Valid-When-Made “Madden Fix”

USA - July 13 2020 Recently, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) issued final rules designed to...

Preston H. Neel, Josh Dhyani, Michael M. Aphibal, Michael Gordon.

FTC and NY AG Target Merchant Cash Advance Companies

USA - June 29 2020 On June 10, 2020, the Federal Trade Commission and the New York Office of the Attorney General filed actions against two merchant cash advance (MCA)...

Brian R. Epling, Lauren G. Raines.

Supreme Court Holds That Part of CFPB’s Structure Is Unconstitutional

USA - June 29 2020 This morning, the United States Supreme Court issued its decision in Seila Law v. CFPB. Authoring the opinion for a five-justice majority, Chief...

Brian R. Epling, Jennifer L. Galloway.