Meredith M. Cipriano

Morrison & Foerster LLP

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CFPB Report on Online Short-Term Lending Finds Borrowers Face Hidden Costs

USA - April 22 2016 On Wednesday, April 20, 2016, the Consumer Financial Protection Bureau (“CFPB,” or “Bureau”) released a report, entitled “Online Payday Loan…

Obrea O. Poindexter, Joe Rodriguez.

Lawmakers Request That the CFPB Consult With State Officials Before Proceeding With Its Proposed Rulemaking on Short-Term Lending

USA - April 12 2016 In an April 8, 2016 letter to Richard Cordray, Director of the Consumer Financial Protection Bureau (“CFPB,” or “Bureau”), Representatives Randy…

Obrea O. Poindexter, Joe Rodriguez.

OCC Announces Preliminary Framework on FinTech and Responsible Innovation

USA - April 6 2016 On March 31, 2016, the Office of the Comptroller of the Currency (“OCC”) released a White Paper on financial technology innovation (“White Paper”)…

Jeremy R. Mandell, Obrea O. Poindexter, Sean Ruff.

CFPB Signals No Change in Course Is Likely on Its Short-Term Lending Proposal

USA - February 24 2016 On February 23, 2016, Consumer Financial Protection Bureau (“CFPB”) Director Richard Cordray signaled that the Bureau’s anticipated rulemaking on…

Obrea O. Poindexter, Joe Rodriguez.

Higher One, Inc. Enforcement Actions Remind Nonbank Service Providers of Their Legal Obligations When Partnering With Banks

USA - January 4 2016 On December 23, 2015, the Federal Reserve Board (“Federal Reserve”) and the Federal Deposit Insurance Corp. (“FDIC” and, collectively with the…

Donald C. Lampe, Jeremy R. Mandell.