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Financial Services Report - Fall 2015

USA - September 17 2015 The kids may be back in school, but it was the adults who got smarter. North Korea moved to its own time zone, so now it lags only a half hour behind…

Leonard N. Chanin, Jeremy R. Mandell, Barbara R. Mendelson, Michael B. Miller, Obrea O. Poindexter.

CFPB brings first ECOA disparate impact action post-inclusive communities

USA - July 15 2015 Just over 18 months after bringing a disparate impact-based ECOA case against Ally Financial ("Ally") for discriminatory auto loan pricing, the CFPB…

CFPB Signals No Change in Course Is Likely on Its Short-Term Lending Proposal

USA - February 24 2016 On February 23, 2016, Consumer Financial Protection Bureau (“CFPB”) Director Richard Cordray signaled that the Bureau’s anticipated rulemaking on…

Meredith M. Cipriano, Obrea O. Poindexter.

CFPB Suffers First Official CID Challenge

USA - April 27 2016 On April 21, 2016, Judge Richard J. Leon of the United States District Court for the District of Columbia ruled on the first judicial challenge to…

Donald C. Lampe, Amanda J. Mollo.

Supreme Court to determine whether ECOA allows spousal guarantors to challenge liability

USA - March 27 2015 On March 2, 2015, the Supreme Court of the United States granted certiorari in Hawkins v. Cmty. Bank of Raymore, 761 F.3d 937 (8th Cir. 2014), cert…

James C.H. Nguyen.