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The CFPB’s Payday Lending Rulemaking is Here With Sweeping Implications for the Short-Term Credit Industry

USA - June 3 2016 On June 2, 2016, the Consumer Financial Protection Bureau (“CFPB”) released its long-anticipated Notice of Proposed Rulemaking (“Proposed Rule”) on…

Leonard N. Chanin, Obrea O. Poindexter.

CFPB Poised to Expand Regulation to Small Business Lending: Expect the Unexpected

USA - May 24 2016 Recent initiatives by the Consumer Financial Protection Bureau ("CFPB" or Bureau) to dramatically expand its regulation of small business lending…

Donald C. Lampe, Leonard N. Chanin.

CFPB Suffers First Official CID Challenge

USA - April 27 2016 On April 21, 2016, Judge Richard J. Leon of the United States District Court for the District of Columbia ruled on the first judicial challenge to…

Amanda J. Mollo, Donald C. Lampe.

CFPB Report on Online Short-Term Lending Finds Borrowers Face Hidden Costs

USA - April 22 2016 On Wednesday, April 20, 2016, the Consumer Financial Protection Bureau (“CFPB,” or “Bureau”) released a report, entitled “Online Payday Loan…

Meredith M. Cipriano, Obrea O. Poindexter.

Lawmakers Request That the CFPB Consult With State Officials Before Proceeding With Its Proposed Rulemaking on Short-Term Lending

USA - April 12 2016 In an April 8, 2016 letter to Richard Cordray, Director of the Consumer Financial Protection Bureau (“CFPB,” or “Bureau”), Representatives Randy…

Meredith M. Cipriano, Obrea O. Poindexter.