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HUD to Reconsider Disparate Impact Rule

USA - May 17 2018 The U.S. Department of Housing and Urban Development (HUD) announced that it will "shortly" seek public comment on whether its controversial disparate...

Donald C. Lampe.

Financial Services Report - Spring 2018

USA - March 12 2018 The 2018 Winter Olympics are over. We watched two 17-year-olds win gold medals in sports that didn't exist when we were 17. The Garlic Girls, with...

Natalie A. Fleming Nolen, Trevor R. Salter, Crystal Kaldjob, Nancy R. Thomas, Jessica Kaufman.

CFPB Makes HMDA Data Sharing Proposal

USA - September 21 2017 The CFPB announced on Wednesday, September 20th, 2017, proposed guidance to limit the Home Mortgage Disclosure Act (HMDA) data it shares publicly. The...

A First Time for EverythingCFPB Issues Its First No-Action Letter

USA - September 20 2017 The Consumer Financial Protection Bureau (the "CFPB" or the "Bureau") recently announced the issuance of its first no-action letter ("NAL") to Upstart...

Crystal Kaldjob, Sarah N. Davis, Donald C. Lampe.

Entering the HMDA Homestretch: CFPB Proposes Temporary Increase in HELOC Reporting Threshold, Releases New and Updated Filing Resources

USA - July 27 2017 As we have previously reported, in October 2015, the Consumer Financial Protection Bureau (CFPB) issued a sweeping final rule ("2015 Final Rule") to...

Ryan J. Richardson, Donald C. Lampe.