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Articles

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FDIC Settlement with Payday Lenders Drives (One More) Nail into the Choke Point Coffin

USA - May 23 2019 The latest nail in the coffin for Operation Choke Point was added on May 22 by the Federal Deposit Insurance Corporation (FDIC) when it issued a press...

Michael A. Cumming, Victor H. Cruz, Charles M. Horn.

CFPB Proposes New Debt-Collection Regulations

USA - May 7 2019 The Consumer Financial Protection Bureau (CFPB, the Bureau) today issued a Notice of Proposed Rulemaking (the Proposal) to establish implementing...

Nicholas M. Gess, Daniel S. Savrin, Martin Hirschprung, Michael A. Cumming, Victor H. Cruz, Kenneth M. Kliebard.

Another Court Upholds CFPB’s Constitutionality: Does It Matter?

USA - May 7 2019 The US Court of Appeals for the Ninth Circuit on May 6 upheld the constitutionality of the structure of the Consumer Financial Protection Bureau...

Nicholas M. Gess, Michael A. Cumming, Victor H. Cruz, Charles M. Horn.

CFPB Offers Up a More Transparent CID Process

USA - April 29 2019 The Consumer Financial Protection Bureau (CFPB) recently advised that it has significantly changed its Civil Investigative Demand (CID) process to...

Nicholas M. Gess, Charles M. Horn.

Parties Settle Midland Funding Interest Rate Litigation

USA - March 5 2019 When the US Court of Appeals for the Second Circuit issued its decision in Madden v. Midland Funding in 2015, it sent shockwaves through the...

Susan F. Dicicco.