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Seeking coverage as an additional insured when it all goes up in flames

Canada, USA - November 10 2020 The additional insured was not entitled to coverage as the liability arose from the additional insured’s own decision making and not from the…

What to do when there are two applicable insurance policies?

Canada - November 10 2020 Two insurers, both found to be primary insurers with concurrent duties to defend, were required to share the defence costs equally, subject to a…

Case Summary: Beware of special costs when denying insurance coverage

Canada - August 11 2020 Special costs were not awarded in a case involving wrongful denial of insurance coverage but the Court confirmed that they are available in…

The policy is the sum of all its parts

Canada - August 11 2020 The duty to defend clause in one of the forms comprising the policy was found to apply to other forms of the policy which did not contain duty to…

Case Summary: Not a moment too soon

Canada - December 11 2019 A pedestrian was covered under her spouse’s employer’s motor vehicle insurance policy as the motor vehicle was available to the spouse’s use at the…