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“Property damage” in the context of the duty to defend

Canada - July 2 2020 In 2002 Lockerbie & Hole Eastern Inc. installed a steam heating and cooling pipe system at York University in Toronto. The system was buried in…

Pre-judgment Interest on General Damages

Canada - December 10 2019 In 2015 the Ontario Insurance Act, R.S.O. 1990 c.C.18 was amended to provide that Rule 53.10 of the Rules of Civil Procedure, R.R.O. 1990, which…

Commercial Transactions and All-Risks Coverage

Canada - July 31 2019 How can a commercial transaction be the subject of indemnity under an all-risks policy? In Heart Zap Services Inc. v. Lloyd’s Underwriters, 2019 ONSC…

The Purpose of All Risk Builder’s Insurance

Canada - July 3 2019 Construction contracts in Canada typically include a requirement that the builder obtain builder’s risk insurance (often known as All Risk Builder’s…

The Deduction of Accident Benefits in Tort Actions

Canada - January 16 2019 In the 2018 decisions of Cadieux v. Clouthier and Carroll v. McEwen, the Ontario Court of Appeal clarified the manner in which accident benefits are…