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Open Banking - open data, open access?

United Kingdom - June 11 2018 PSD2 is here and Phase 2 of Open Banking is underway. We look at the implications for account servicing payment service providers (ASPSPs) and third…

ICOs: an increase in regulation as well as scale for 2018?

United Kingdom - December 1 2017 ICOs have been used by businesses as an alternative way to fund-raise. Some current estimates indicate that around US$ 3 billion has been raised in…

Taking on PSD2: Meeting compliance and re-authorisation deadlines

United Kingdom - November 13 2017 With two key cut-off dates for compliance with the new Payment Services Directive (PSD2) coming up in early 2018, all payment services and e-money…

Jonathan Rogers.

Agency, fiduciary duties, and commission disclosures - Pickup the tab on that loan

United Kingdom - May 23 2017 In Commercial First Business Ltd v Pickup & Vernon, the High Court decided that a broker did not owe a borrower a fiduciary duty to disclose the…

Caroline Bystrom.

Consumer credit - rules to tackle persistent debt

United Kingdom - May 23 2017 In CP17/10, the FCA consults on how to tackle persistent credit card debt and how firms should take steps at an earlier stage to help prevent persons…

Caroline Bystrom.