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Blockchain Technology Will Not Disrupt Financial Services Anytime Soon

Global - September 24 2018 Twenty venture capitalists gathered in Silicon Valley last week to discuss the impact of blockchain technology, including digital currency, on…

RESPA is a Shield, Not a Sword

USA - April 29 2019 In a case of first impression, the Fifth Circuit held that a defendant is not required to plead as an affirmative defense under the Real Estate…

The Plain Meaning of RESPA Regulations

USA - July 9 2019 If I should call a sheep’s tail a leg, how many legs would it have? According to Abe Lincoln, “only four, for my calling the tail a leg would not make…

Loan Servicers’ Obligation to Maintain Appropriate Database Systems

USA - April 8 2019 The background to the Eleventh Circuit’s decision in Marchisio v. Carrington Mortgage Services, LLC…

Lender’s “Boilerplate” Disavowal Dooms Rescission of a Common Loan Modification Agreement

USA - August 23 2018 In a case with potentially broad implications, the Sixth Circuit becomes the first federal circuit court to hold that the Truth in Lending Act…