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TransUnion v. Ramirez: The Supreme Court Further Narrows Article III Standing And Rejects “No Injury” Class Actions

USA - June 29 2021 On June 25, 2021, the Supreme Court revisited the issue of Article III standing for the first time since Spokeo, Inc. v. Robins, 136 S. Ct. 1540…

Christopher J. Schmidt, Matthew M. Petersen.

New CFPB Consent Decree May Highlight Loss Mitigation Issues for 2021

USA - December 23 2020 What’s old is new again. 2021 will bring a new U.S. Administration and hopefully positive developments with regard to the COVID-19 pandemic, but it…

CFPB Highlights Debt Relief Practices in Student Lending

USA - November 18 2020 Director Kraninger has outlined in various settings, the Bureau’s focus on protecting those often most vulnerable, including the elderly, military p…

FinCEN Clarifies Customer Due Diligence Requirements

USA - August 13 2020 The Financial Crimes Enforcement Network (FinCEN) of the U.S. Treasury Department recently issued clarifications of requirements for Customer Due…

CFPB Focuses on Complaint Trends & Concentrations Leveraging New Tools

USA - August 3 2020 The CFPB recently announced new publicly available tools to better leverage the Complaints Database and to spot trends and concentrations of consumer…