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CFPB’s New Data Security Standard Is Not So Standard

USA - August 18 2022 Insufficient data protection or information security can violate the prohibition against unfair acts or practices according to a circular released…

FTC: Businesses of All Types Subject to Safeguards Rule

USA - June 10 2022 Earlier this year we wrote about amendments made to the Safeguards Rule. The rule is applicable to financial institutions and their data security…

NY Federal Court Blocks Retroactive Judgment Interest Law

USA - April 29 2022 A New York federal judge on April 28 temporarily enjoined three New York sheriffs from refusing to enforce judgment executions which seek to collect…

Big Changes About to Happen in New York’s Consumer Credit Law - Are You Ready?

USA - March 22 2022 In just a few weeks several provisions of the New York Consumer Credit Fairness Act (NYCCFA) will take effect. First, on April 7, New York’s statute…

CFPB Announces 2022 Increases to Maximum Amount of Civil Penalties

USA - February 3 2022 The Consumer Financial Protection Bureau increased the maximum civil penalty it can impose within its jurisdiction after Jan. 15, 2022. The increases…