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District Court Holds that the Verbiage, “Settlement Offers May Have Tax Consequences”, in a Debt Collector’s Form Collection Letter was not in Violation of the FDCPA

USA - April 10 2018 The Western District Court in New York has held that a debt collector did not violate § 1692e(10) of the FDCPA. The Court held that a form collection…

Has Mulvaney Gone Too Far? A Look at the CFPB’s Semi Annual Report to Congress

USA - April 9 2018 The CFPB has issued its semi-annual report to Congress, leaving little doubt as to the agenda of Acting Director, Mick Mulvaney. While the information…

DC Circuit Turns Away Healthcare Challenges to TCPA Declaratory Ruling

USA - April 4 2018 In ACA International v. Federal Communications Commission, 2018 U.S. App. LEXIS 6535 (2018), the DC Circuit rejected a series of challenges to the…

Second Circuit Seeks to Provide Clarity as to Interest Disclosure

USA - April 3 2018 Last week, the Second Circuit attempted to clarify its position emanating from its decisions in Avila v. Riexinger & Assocs, 817 F.3d 72 (2nd Cir…

Seventh Circuit Joins Others on Debt Validation Requirements

USA - April 2 2018 The Seventh Circuit recently joined the Fourth and Ninth Circuits in holding that a debt collection discharges its obligation as to debt validation by…