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Financial Services Update: Failure to Serve a Letter of Demand Correctly
  • Mason Hayes & Curran
  • Ireland
  • August 24 2016

On 14 June 2016, the High Court determined that Start Mortgages Limited had not commenced enforcement proceedings in accordance with the terms of the

Lack of spousal consent blocks sale of family homes
  • Ronan Daly Jermyn
  • Ireland
  • July 27 2016

A recent decision of the Court of Appeal saw the first occasion upon which the principles governing the possible partition and sale of a family home

Variable rate mortgage holders given further protection
  • Arthur Cox
  • Ireland
  • July 26 2016

On 21 July 2016, the Central Bank announced that holders of variable rate mortgages will be granted further protections from 1 February 2017. The new

Judgment mortgage holder fails in application to force sale of family home due to lack of spousal consent
  • A&L Goodbody
  • Ireland
  • July 26 2016

The Court of Appeal has upheld two High Court decisions which refused the Plaintiff an order directing the Defendants to sell their family homes

Resolving the Mortgage Arrears Crisis - Volume 22016
  • Arthur Cox
  • Ireland
  • July 21 2016

This briefing summarises recent legislation, cases and trends relevant to ongoing efforts to resolve the mortgage arrears crisis. Mortgage arrears

Bank entitled to Bankruptcy Adjudication despite Borrowers’ Claim of Estoppel
  • AMOSS Solicitors
  • Ireland
  • June 27 2016

In a recent High Court Judgment, the Court found that Allied Irish Banks Plc (“the Bank”) was entitled to adjudication on foot of a Petition for

Programme for Government 2016: Overview
  • McCann FitzGerald
  • Ireland, OECD
  • June 1 2016

This briefing sets out some of the key points of the 2016 Programme for Government, which includes a wide range of policy proposals in areas such as

New Rules for Mortgage Credit and Property Related Loans
  • McCann FitzGerald
  • European Union, Ireland
  • May 30 2016

The recent regulations transposing the Mortgage Credit Directive 201417 into Irish law are raising a host of issues for creditors, including, in

Effect of Non-Registration of Change of Ownership of a Charge
  • Beauchamps Solicitors
  • Ireland
  • May 26 2016

A recent Supreme Court decision looked at the effect of non-registration of the change of ownership of a charge on its enforcement. The Freemans had

New Regulations for Mortgages and Much More
  • McCann FitzGerald
  • Ireland
  • May 20 2016

Where they apply, the Regulations promote responsible borrowing and govern the advertising and marketing of credit products, provision of information