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Court finds online data collection legal under California’s Song-Beverly Act
  • Arent Fox LLP
  • USA
  • May 21 2015

A California appeals court recently held in Ambers v. Beverages & More, Inc. that retailers are permitted under state law to request customers’

California court further limits Song-Beverly Credit Card Act
  • Sidley Austin LLP
  • USA
  • May 7 2015

On May 4, 2015, an intermediate appellate court in California held that the Song-Beverly Credit Card Act of 1971 (Song-Beverly), Cal. Civil Code

One man's lousy customer service is another man's class action
  • Graydon Head & Ritchey LLP
  • USA
  • April 7 2015

An Ohio man's dissatisfaction with his treatment by the travel Web site Expedia, has, in the words of Ron Burgandy, "'escalated really quickly."'

CFPB urges SCOTUS: hands off that FCRA holding
  • Morrison & Foerster LLP
  • USA
  • April 1 2015

Time to dust off those federal jurisdiction hornbooks! The Consumer Financial Protection Bureau (CFPB) and Office of the Solicitor General

When is “payment authorization” the same as a “payment”? Seventh Circuit weighs in
  • Morrison & Foerster LLP
  • USA
  • March 25 2015

A divided Seventh Circuit found that the Truth in Lending Act (TILA), 15 U.S.C. 1601 et seq., requires mortgage servicers to credit online

Seventh Circuit finds possible TILA violation when mortgage servicer fails to credit account on the day of electronic payment authorization
  • Michael Best & Friedrich LLP
  • USA
  • March 20 2015

Mortgage servicers may face liability under Truth in Lending Act (TILA) if they fail to credit consumer accounts once an electronic authorization for

Financial services report - spring 2015
  • Morrison & Foerster LLP
  • USA
  • March 9 2015

Building on its remarkable box office success, we are glad to bring you . . . Fifty Shades of Financial Services, Spring 2015 edition. Lots of drama

Silk Road operator found guilty
  • BuckleySandler LLP
  • USA
  • February 6 2015

On February 4, a federal jury found Ross Ulbricht guilty on all seven federal charges brought against him in connection with his role in operating

2015 to see more AG-led multistate enforcement actions
  • Holland & Knight LLP
  • USA
  • February 3 2015

After eight years in federal and state government service four years at the U.S. Attorney's Office for the District of New Jersey and another

Losses associated with cyberattack at grocery store do not override liability cap
  • Holland & Knight LLP
  • USA
  • February 2 2015

Grocery stores have been hit with a number of suits by their customers in recent years after a cyberattack of the store leads to a theft of customer