We use cookies to customise content for your subscription and for analytics.
If you continue to browse Lexology, we will assume that you are happy to receive all our cookies. For further information please read our Cookie Policy.

Search results

Order by: most recent most popular relevance



Results: 1-10 of 54

Eleventh Circuit interprets "bona fide error" defense to the FDCPA
  • Foley & Lardner LLP
  • USA
  • January 13 2011

In deciding a case of first impression for the Court, the Eleventh Circuit recently joined other circuits, including the Eighth and Ninth Circuits, in finding that determining if a debt collector can benefit from the "bona fide error" defense to the Fair Debt Collection Practices Act ("FDCPA") is a fact-intensive inquiry that requires a case-by-case analysis


UDAAP council weekly UDAAP Standards Report - 1072015
  • Foley & Lardner LLP
  • USA
  • January 7 2015

Every week, courts around the United States issue decisions addressing aspects of civil UDAAP claims. In an effort to illuminate the UDAAP standards


UDAAP council weekly UDAAP Standards Report - 412015
  • Foley & Lardner LLP
  • USA
  • April 1 2015

Every week, courts around the United States issue decisions addressing aspects of civil UDAAP claims. In an effort to illuminate the UDAAP standards


CFPB proposes revisions to rules on international money transfers by consumers
  • Foley & Lardner LLP
  • USA
  • January 18 2013

The Consumer Financial Protection Bureau (CFPB) recently issued proposed changes to the rule it originally proposed on January 20, 2011, governing


Seventh Circuit limits FACTA requirements for truncating credit card numbers on printed receipts
  • Foley & Lardner LLP
  • USA
  • June 20 2012

In Straaten v. Shell Oil Prods. Co. LLC, 678 F.3d 486 (7th Cir. Ill. 2012) the Seventh Circuit interpreted and clarified the Fair and Accurate Credit Transactions Act (FACTA), 15 USC 1681c(g) requirement that an electronically printed receipt not display “more than the last 5 digits of the card numbers.”


Ninth Circuit issues ruling on limitations of preemption
  • Foley & Lardner LLP
  • USA
  • August 5 2011

This week, the U.S. Court of Appeals for the Ninth Circuit ruled that the Rees-Levering Act (also known as the California Automobile Sales Finance Act), a California law regulating debt collection and repossession, is not preempted by the National Bank Act


Bureau issues progress report
  • Foley & Lardner LLP
  • USA
  • July 18 2011

On July 18, 2011, the Consumer Financial Protection Bureau issued a "progress report" entitled "Building the CFPB"


Bureau reports to Congress on differences between creditor-purchased and consumer-purchased credit scores; further research and analysis to come
  • Foley & Lardner LLP
  • USA
  • July 21 2011

The Bureau has issued a report to Congress which examines different credit scoring models and products, their availability and use, and how differing availability of types of credit scores may disadvantage consumers


CFPB releases interim rules regarding procedures for states to notify Bureau of actions to enforce CFPA
  • Foley & Lardner LLP
  • USA
  • July 28 2011

The interim rule went into effect today, July 28, 2011, regarding the process by which state officials are to notify the CFPB of actions or proceedings undertaken to enforce any requirements of the Consumer Financial Protection Act ("CFPA"


FTC issues updated guidance regarding FCRA
  • Foley & Lardner LLP
  • USA
  • July 31 2011

On July 20, the Federal Trade Commission issued a staff report updating the agency’s guidance on the Fair Credit Reporting Act (FCRA