We use cookies to customise content for your subscription and for analytics.
If you continue to browse Lexology, we will assume that you are happy to receive all our cookies. For further information please read our Cookie Policy.

Search results

Order by: most recent most popular relevance



Results: 1-10 of 72

Eleventh Circuit interprets "bona fide error" defense to the FDCPA
  • Foley & Lardner LLP
  • USA
  • January 13 2011

In deciding a case of first impression for the Court, the Eleventh Circuit recently joined other circuits, including the Eighth and Ninth Circuits, in finding that determining if a debt collector can benefit from the "bona fide error" defense to the Fair Debt Collection Practices Act ("FDCPA") is a fact-intensive inquiry that requires a case-by-case analysis


Shouldn't You Be Using Arbitration Agreements to Reduce the Costs of Litigation and the Risk of Class Action Claims?
  • Foley & Lardner LLP
  • USA
  • May 10 2017

Businesses across the country regularly bemoan the time and expense of litigation. Even when businesses are successful in defending non-meritorious


Court permits creditor to charge and collect convenience or expedited payment fees
  • Foley & Lardner LLP
  • USA
  • March 1 2012

In recent years, many creditors instituted convenience or “expedited payment” fees, charging consumers for payments made by telephone andor online rather than by mail


UDAAP council weekly UDAAP Standards Report - 1142015
  • Foley & Lardner LLP
  • USA
  • January 14 2015

Every week, courts around the United States issue decisions addressing aspects of civil UDAAP claims. In an effort to illuminate the UDAAP standards


New CFPB director’s first act: implement federal nondepository supervision program
  • Foley & Lardner LLP
  • USA
  • January 10 2012

On Thursday, January 5, 2012, President Obama purported to make a recess appointment of Richard Cordray as the first director of the Consumer Financial Protection Bureau (CFPB


CFPB proposes revisions to rules on international money transfers by consumers
  • Foley & Lardner LLP
  • USA
  • January 18 2013

The Consumer Financial Protection Bureau (CFPB) recently issued proposed changes to the rule it originally proposed on January 20, 2011, governing


Ninth Circuit issues ruling on limitations of preemption
  • Foley & Lardner LLP
  • USA
  • August 5 2011

This week, the U.S. Court of Appeals for the Ninth Circuit ruled that the Rees-Levering Act (also known as the California Automobile Sales Finance Act), a California law regulating debt collection and repossession, is not preempted by the National Bank Act


Bureau issues progress report
  • Foley & Lardner LLP
  • USA
  • July 18 2011

On July 18, 2011, the Consumer Financial Protection Bureau issued a "progress report" entitled "Building the CFPB"


Indiana consumer protection law violates the commerce clause
  • Foley & Lardner LLP
  • USA
  • February 3 2010

In a January 28, 2010 opinion, Midwest Title Loans, Inc. v. Mills, the Seventh Circuit has affirmed a permanent injunction issued by the district court invalidating a section of Indiana’s version of the Uniform Consumer Credit Code for violating the Commerce Clause of the U.S. Constitution


CFPB releases interim rules regarding procedures for states to notify Bureau of actions to enforce CFPA
  • Foley & Lardner LLP
  • USA
  • July 28 2011

The interim rule went into effect today, July 28, 2011, regarding the process by which state officials are to notify the CFPB of actions or proceedings undertaken to enforce any requirements of the Consumer Financial Protection Act ("CFPA"