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Employers Who Self Administer Life Insurance Plans Had Better Do So Correctly
  • Stinson Leonard Street LLP
  • USA
  • September 13 2016

Many employers self-administer welfare benefit plans such as life insurance or disability insurance plans. This self administration requires the

California Court Finds That Discretionary Clauses in Health Insurance Policies Are Enforceable
  • Ogletree Deakins
  • USA
  • September 12 2016

In 2011, the California legislature passed Insurance Code Section 10110.6 which bans the use of discretionary clauses in any policy, contract

Long Term Disability Payments: Standard for Abuse of Discretion
  • Nossaman LLP
  • USA
  • September 9 2016

Insurance for long term disability - payments to an insured who is prevented from earning his or her income due to long term disability - is a

New ACA Marketplace Notices to Employers Require Action
  • Vedder Price PC
  • USA
  • September 7 2016

Many employers are receiving Health Insurance Marketplace notices stating: an employee has been determined to be eligible for premium tax credits or

Ninth Circuit Holds Financial Conflict Required Skepticism and Reverses Summary Judgment for Insurer
  • Gordon & Rees LLP
  • USA
  • September 1 2016

The Ninth Circuit Court of Appeals reversed an order granting summary judgment to an insurer, finding the insurer abused its discretion in denying

New FinCEN Rules: Customer Due Diligence to Prevent "Criminals, Kleptocrats, and Others" from Hiding Ill-gotten Proceeds
  • Haynes and Boone LLP
  • USA
  • August 3 2016

As part of the Obama Administration’s continuing efforts to curb money laundering and other international corruption, on July 11, 2016 the final

State marketplace news - August 2, 2016
  • Manatt Phelps & Phillips LLP
  • USA
  • August 2 2016

A Commonwealth Fund review of the ACA’s Small Business Health Options Program (SHOP) found that 13 of the 17 states (plus the District of Columbia

Marketplace Noticeto Appeal or Not?
  • Dickinson Wright PLLC
  • USA
  • August 1 2016

By Cynthia Moore Employers may have received a notice from the Health Insurance Marketplace recently. The notice indicates that an employee has

Health Care Providers, Plans, and Insurers: Are You Ready for New Civil Rights Obligations?
  • Dykema Gossett PLLC
  • USA
  • July 19 2016

New civil rights regulations (the "Final Rule") from the U.S. Department of Health and Human Services ("DHHS") Office for Civil Rights ("OCR") are

Life and Annuity Series: Class Certified in an ERISA “Unreasonable Compensation” Case
  • Wilmer Cutler Pickering Hale and Dorr LLP
  • USA
  • July 15 2016

The Colorado federal court concluded last summer, in Teets v. Great-West Life & Ann. Ins. Co., that an insurer could be subject to ERISA liability