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EU political update: 8 12 June 2015
  • Clifford Chance LLP
  • United Kingdom
  • June 9 2015

On 4 June 2015, the European Commission adopted an implementing act that will extend the transitional period for capital requirements for EU banking

Another knock for unilateral jurisdiction clauses in Europe
  • Clifford Chance LLP
  • European Union, France
  • May 18 2015

Unilateral, or one-sided, jurisdiction clauses are common in financial agreements. Typically, they provide that the borrower can sue the finance

New method of calculating statutory interest
  • Clifford Chance LLP
  • Poland
  • December 11 2015

The beginning of 2016 heralds major changes to the method of calculating interest on all civil law transactions. The amended provisions come into

Supreme Court simplifies claw-back rule on funds transfers in insolvency proceedings
  • Clifford Chance LLP
  • Netherlands
  • May 8 2015

A basic principle of Dutch insolvency law is that a bankruptcy order by the court takes (retroactive) effect from 0:00 on the day on which the court

EU political update 26 - 30 October 2015
  • Clifford Chance LLP
  • European Union
  • October 26 2015

On 22 October 2015, the Court of Justice of the European Union (CJEU) ruled on a question submitted by the Högsta förvaltningsdomstolen (Supreme

Se acelera y ajusta la modificación del régimen de la RPA en concesiones y la prenda de derechos de crédito futuros
  • Clifford Chance LLP
  • Spain
  • July 31 2015

La propuesta se incluye ahora en el Proyecto de Ley de Régimen Jurídico del Sector Público (cuya tramitación está avanzada y podrá aprobarse

This week at the UK regulators - 17 August 2015
  • Clifford Chance LLP
  • United Kingdom
  • August 17 2015

In a busy week of enforcement action, the FCA and PRA announced the imposition of a public censure on a bank in connection with failings in its

Germany upfront fees in syndicated lending in light of recent Federal Court of Justice judgements
  • Clifford Chance LLP
  • Germany
  • April 29 2015

For German law consumer credits (Verbraucherdarlehen) work fees (Bearbeitungsentgelte) can only be charged upfront if the consumer (Verbraucher) has

A crown of thorns: misselling claim against bank fails
  • Clifford Chance LLP
  • United Kingdom
  • December 1 2015

Misselling claims against banks have a poor record in the English courts. A few claimants have won, but most cases that have gone to trial in the

This week at the UK regulators - 29 February 2016
  • Clifford Chance LLP
  • United Kingdom
  • February 29 2016

The main enforcement development last week was a case where the FCA imposed a fine and exercised its little used power to impose a restriction on